wheredoyouwanttogo – Brinco Financial Services Inc.

BRINCO FINANCIAL SERVICES (BFS) “Where Do You Want To Go?” Promotion

Rules & Regulations

Promotion begins September 1, 2018. All entries must be received by 8pm, December 1, 2018, the promotion closing date. Brinco Financial Services Inc. “BFS” (the promotion sponsor) is not responsible for any entries changed, cancelled, destroyed, mutilated, lost or misdirected. No purchase necessary. Although online access and an e-mail account can be used in order to participate in this contest, no purchase of any kind is required. Many public libraries, retail businesses and others offer free access to computers and a number of Internet service providers and other companies offer free e-mail accounts. This promotion is open to mortgage brokers registered within their provincial licensing board, and operating within a mortgage brokerage that has a completed “Referral Agreement” contract signed with “BFS” (the promotion sponsor) throughout the promotion period of September 1, 2018 – December 1, 2018.

To enter the “BFS” “Where Do You Want To Go?” Promotion, entrants must have their clients sign the “BFS Consent and Disclosure” “C+D” form, and refer their client over to “BFS” for an insurance consultation. Clients must engage in an insurance consultation in order for the referral to be considered a “Valid Referral”. Confirmation of the submission of said referral must be received by “BFS” between the dates of September 1, 2018 and December 1, 2018 in order for the referral to qualify. It is the responsibility of the broker to email (brinco@brincocanada.com) “BFS” with all completed and signed “BFS C+D” forms in order for each referral to be counted towards each broker. “BFS” (the promotion sponsor) reserves the right to assess the quality of each referral based on the initial contact between “BFS” and the referred client. If, in the opinion of “BFS” (the promotion sponsor), the referred client signed the “BFS Consent and Disclosure” “C+D” form with no intention of utilizing the services of “BFS” (the promotion sponsor), that referral will be considered invalid, and will not be credited toward your chance to win a Travel Gift Certificate. Entrants are encouraged to explain the services of “BFS” (the promotion sponsor) in clear language so that “BFS” can proceed in good faith with the referred client once the “Consent and Disclosure” “C+D” form has been received by “BFS” (the promotion sponsor).

“BFS” (the promotion sponsor) may collect certain personal, usage and purchase information. All information collected by email, by personal contact or by mail for this contest is protected against unauthorized access. By contacting “BFS” (the promotion sponsor), each entrant consents to collection and use of this information by “BFS” (the promotion sponsor). If any entrant fails to provide all the required information or declines to be entered in the promotion, he or she will not be automatically entered into the promotion. “BFS” (the promotion sponsor) will not willfully disclose individually identifiable information about an entrant to any third party without first receiving that individual’s permission. “BFS” (the promotion sponsor) will not share or sell that individual’s personal information to other companies, organizations or individuals. For the complete privacy policy of “BFS” (the promotion sponsor), visit www.brincocanada.com/privacy

Prizes

There is one (1) 1^st Prize available to be won for the “BFS” “Where Do You Want To Go?” Promotion. This prize will consist of one (1) one-thousand dollar ($1000.00) Travel Gift Certificate. Approximate retail value: $1000.00 (CAD).

There is one (1) 2^nd prize available to be won for the “BFS” “Where Do You Want To Go?” Promotion. This prize will consist of one (1) five hundred dollar ($500.00) Travel Gift Certificate. Approximate retail value: $500.00 (CAD)

There is one (1) 3^rd prize available to be won for the “BFS” “Where Do You Want To Go?” Promotion. This prize will consist of one (1) two hundred and fifty ($250.00) Travel Gift Certificate. Approximate retail value: $250.00 (CAD)

How to win

Winners will be notified December 12, 2018. Each signed “C+D” form that becomes a “Valid Referral” will be credited toward the referring broker. The referrals will be totaled at the end of the promotion period to determine the winners. The referring broker with the most “Valid Referrals” will win the 1^st prize, the broker with the second most “Valid Referrals” will win the 2^nd prize, the referring broker with the third most “Valid Referrals” will win the 3^rd prize. Email referrals to brinco@brincocanada.com. The prize must be accepted as awarded, has no cash value, cannot be transferred, substituted or redeemed. All decisions of the judges are final.

In order to be declared a winner, the selected entrant must first sign a Winner’s Affidavit and a Winner’s Agreement (including a Publicity Release), agreeing to the use of his or her name, photo, voice and/or statements without compensation other than the prize offered.

By entering the contest, all entrants agree to be bound by the rules of the contest and agree to all aspects of this contest. All permanent legal residents of Canada are eligible to win, providing they are mortgage brokers registered within their provincial licensing board, providing the mortgage brokerage they work for has an existing processed and signed “Referral Agreement” contract with “BFS” by the end of the promotion period, providing they are over the age of majority on September 1, 2018, providing they send in the “C+D” form and refer their client to “BFS” between September 1, 2018 and December 1, 2018, and providing that they are not employees of Brinco Financial Services Inc., their advertising or promotional agencies or family members with whom these employees are domiciled. All entries become the property of “BFS” (the promotion sponsor).

“BFS” (the promotion sponsor) reserves the right to substitute another prize of equal or greater value should the prize become unavailable for any reason and to cancel this promotion at any time for any reason whatsoever including, but not limited to, printing or production errors pertaining to the contest promotional materials, unavailability of the prize due to situations with prize suppliers which are beyond the reasonable control of the sponsor or if any virus, bug or other cause beyond the reasonable control of the sponsor corrupt the security or proper administration of the contest. Any attempt to deliberately damage any website or to undermine the legitimate operation of this promotion is a violation of criminal and civil laws, and, should such an attempt be made, the sponsor reserves the right to seek remedies and damages to the fullest extent permitted by law, including criminal prosecution.

The sponsor is not responsible for any problems or technical malfunction of any telephone network or lines, computer on-line systems, servers, access providers, computer equipment, software, failure of any entry to be received by the sponsor on account of technical problems or traffic congestion on the Internet or at any website, or any combination thereof, including any injury or damage to the entrant’s or any other person’s computer, related to or resulting from downloading any materials in this promotion. The sponsor reserves the right, in their sole discretion, to modify the contest rules without materially affecting the terms and conditions of the contest.

The contest is subject to all Federal, Provincial and Municipal regulations and is void where prohibited by law.